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In the current economic climate, many are once again turning to precious metals as a reliable way to invest and preserve wealth. This is due to several factors relevant to both regions with military tensions and countries experiencing high inflation.
In the current economic climate, many are once again turning to precious metals as a reliable way to invest and preserve wealth. This is due to several factors relevant to both regions with military tensions and countries experiencing high inflation.
For example, in Ukraine, the hryvnia has depreciated by approximately 30% since the beginning of the war. Meanwhile, in Europe, currencies are losing about 10% of their value annually due to inflationary processes. Such trends compel people to seek ways to protect their money from inflation, and gold traditionally serves as one of the most stable assets.
| Format | Description |
| Investment Coins | Minted items made of precious metal, holding both numismatic and investment value. |
| Bank Bars | Standardized bars of precious metal, primarily intended for storing value and for investment. |
For a private individual, there are two main ways to invest in physical precious metals: purchasing investment coins and bank bars. Before making a purchase, it is important to decide not only on the format but also on the producer, which determines the quality, liquidity, and reliability of the investment.
One of the most renowned producers is The Royal Mint. It offers investors both popular coin series and investment bars.
The choice between these two options depends on the investor's goals, budget, and liquidity preferences.
The Royal Mint is widely known for its "Britannia" coin series. The silver "Britannia" coin is one of the most affordable and, at the same time, most secure investment coins on the market. Its distinctive feature is the presence of a security element that most counterparts lack.
Next to the 'BRITANNIA' inscription, there is a small holographic element in the shape of a padlock. When the coin is tilted, it becomes clearly visible, allowing for quick and easy authenticity verification. This is especially important for investment coins, which are often sold without individual certificates or cases, for example, in bank tubes of 25.
The "Britannia" coin is also issued in gold, with the same design and security feature. An interesting fact about the 2023 coins: they still feature Queen Elizabeth II, as they were minted in 2022. From 2023, mints including the British, Canadian, and Australian (Perth Mint) will switch to a design featuring King Charles III, which could make the 2023 coins with the Queen's portrait potentially rarer.
The second popular investment instrument is bank bars. Like coins, they have their pros and cons. As a rule, bars are considered a more practical option, while coins are more expensive. The price difference is about 5%, which is explained by the more complex and costly production process for coins, including design development and special surface treatment.
A general rule applies to both formats: the greater the weight of the item, the lower the cost per gram of metal. However, coins have the advantage of a developed market of collectors and investors, for example, in Ukraine. This ensures high liquidity: a coin can be sold without problems, fetching a price proportional to the metal's value while retaining the premium with which it was purchased.
Recently, The Royal Mint introduced a new product — gold bars with the "Britannia" design. To compete in a market with minimal premiums, producers must offer unique advantages. Key factors are brand prestige and product security. The Royal Mint has an impeccable reputation as one of the world's oldest mints and enjoys international recognition.
The "Britannia" bar is distinguished not only by its reliability but also by its aesthetics. It features a high-quality design with an image of Britannia with a trident on the obverse and waves on the reverse, as well as mirrored surfaces, turning it into a kind of work of art. This is not just a piece of metal, but an artfully crafted item.
The bar's packaging also deserves attention: it is very dense and secure, which favorably distinguishes it from the products of some other manufacturers. The back of the blister pack contains all the information: weight (5g), purity (999.9 Fine Gold), and the signatures of the mint's executives as a guarantee of authenticity. Unlike many other refining companies, The Royal Mint offers the option to purchase products directly through its official website, ensuring a high level of customer service.
