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Purchases of gold coins can be divided into three main categories depending on the goal: collecting, investing, and saving. Each of these categories involves choosing coins with specific characteristics.
Purchases of gold coins can be divided into three main categories depending on the goal: collecting, investing, and saving. Each of these categories involves choosing coins with specific characteristics.
As an example, let's consider the five-ruble coins from the reign of Nicholas II. These coins were minted in large quantities, numbering several tens of millions, making them accessible to different categories of buyers. Depending on their condition and the purpose of the purchase, they can be classified into three main types.
Investments in five-ruble gold coins can be divided into three types based on the condition of the specimens.
| Term | Description |
| Slab | A special sealed plastic capsule for storing and certifying coins. |
| Grade | An assessment of a coin's condition on an international scale, for example, MS (Mint State). |
| PCGS, NGC | The names of leading American grading companies. |
When buying collectible coins in perfect condition, especially online, it can be difficult to assess their authenticity and quality from photographs. Even the presence of mint luster is not always obvious in pictures. In such cases, it is recommended to trust the assessment of professionals.
This task is performed by grading companies, which conduct an expert evaluation and place the coins in special protective capsules—slabs. Each slab is assigned a unique number, which can be used to check information about the coin, its grade, and the date it was slabbed on the company's website.
It is recommended to purchase coins in slabs with a grade of no less than MS62. This guarantees both the authenticity and the high quality of the specimen. Additionally, the presence of official photographs on the grading company's website helps to ensure that the slab contains the exact coin that was certified.
Each type of gold coin finds its own consumer niche, which exists within its own price range. Three main groups of buyers can be identified.
Historically, gold has proven its ability to preserve value and protect savings from inflation. In the long run, its returns outperform any fiat currency. Today, even so-called hard currencies like the dollar and the euro are failing to cope with inflation, while gold maintains its strength.
Gold is a key element of a 'safety cushion.' Unlike bank deposits or currencies, which can be frozen or devalued in difficult times, gold remains a highly liquid asset. Historical gold coins, such as the 5 rubles of Nicholas II, are easily recognizable and do not require certificates for sale.
They can be quickly exchanged or, in an emergency, taken to a pawnshop for cash. This feature makes gold coins an indispensable tool for capital preservation in times of economic uncertainty.
